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Human Resources

Retirement Investors' Club (RIC) 403b Program

2009 Active Providers and Investments

2009 investment options are offered by the RIC active providers shown below. Each provider offers a wide range of investment options including fixed interest accounts, mutual funds, target-date funds, and self-directed brokerage accounts. You may change your investment options or select a different provider at any time to adjust for changes in your savings goals.

Provider summary PDF
403b provider credit ratings
Contacts for advisors
two employees looking at investment portfolio
 
Website
Returns
Advisors
News
Fixed Ratesupdated
Fund Fees
Hartford stagthe Hartford

link to Hartford website

bar graph icon link to Hartford historical rates of return

Link to fixed rates
800-424-2825 ext. 47636
Horace Mann

bar graph icon link to Horace Mann historical rates of return

agent icon link to list of Horace Mann's agents
 

Link to fixed rates
800-999-1030
ING logo

bar graph icon link to ING historical rates of return

agent icon link to list of ING agents

Link to fixed rates
800-555-1970/515-698-7973
Security Benefit

bar graph icon link to Security Benefit historical rates of return

agent icon link to list of Security Benefit agents

Link to fixed rates
800-747-5164 ext 2403
TIAA CREF
888-877-1446

bar graph icon link to TIAA CREF historical rates of return

agent icon link to list of TIAA CREF agents
 

Link to fixed rates
VALIC

bar graph icon
 link to AIG historical rates of return

agent icon link to list of AIG agents


link to AIG news & articles

Link to fixed rates
800-945-6763

 

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403b Provider Credit Ratings

Independent rating agencies such as A.M. Best, Moody's, Fitch, and Standard & Poor's evaluate financial institutions on their financial strength and ability to pay claims and interest.
AM Best
Fitch
Moody's
S&P
Hartford
A
A-
A1
A+
Horace Mann
A-
A-
A3
A
ING
A
AA-
A1
AA-
SecBenefit
 Security Benefit has asked that their ratings be removed from this chart.
TIAA CREF
A++
AAA
Aaa
AAA
VALIC
A
A-
A1
A+


Rating Scale 		Secure A++, A+
A, A-
B++, B+

 Superior
Excellent
Good		 AAA

AA+, A, AA, AA-
A+, A, A-
BBB+, BBB,
BBB-		 Exceptionally Strong
Very Strong
Strong
Good		 Aaa
Aa¹, Aa², Aa³
A¹, A², A³
Baa¹, Baa²,
Baa³		 Exceptional
Excellent
Good
Adequate 		AAA

AA+, A, AA, AA-
A+, A, A-
BBB+, BBB,
BBB-		 Exceptionally Strong
Very Strong
Strong
Good
Vulnerable B, B-
C++, C+
C, C-
D

Fair
Marginal
Weak
Poor

 

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Advisors

The State of Iowa requires each provider to select its own financial representatives to market its 403(b) product and assist participants. Advisors may call to request appointment with the providers at:

Hartford Life
 Bill Robinson 800-424-2825, ext 47636
ING Financial Advisers
 Steve Hewitt 515-698-7975
Security Benefit
 Tyler McMaster 866-598-5757
VALIC
 Michael Lager 800-945-6763 or 515-267-1099

 

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