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Human Resources

Retirement Investors' Club (RIC) 403b Program

Welcome Employers!

The State of Iowa Department of Administrative Services is pleased to extend supplemental savings plan investment products & services to eligible employers.

Plan options
Adoption Agreement
Q&A
1-28-09 ICN Q&A
1-28-09 ICN Q&A slides
IASBO presentation
Universal Availability Notice

Experience:   Excellence:   Value
The State's RIC Program offers the benefits of a seasoned supplemental retirement plan sponsor with marked success in dealing with multi-provider plans.   We are dedicated to the retirement needs of public sector employers and employees and strive to obtain the very best options for investment selection and services.   We believe that employers benefit from offering quality, competitive retirement savings plans by attracting and retaining qualified employees. Offering a low-cost diversified investment line-up for employees allows them better opportunities to save adequately for future income needs.


Customize your 403b plan

Employers may offer a match, allow loans, establish 403b Roth accounts and many other plan options. Customize your plan to meet your benefit needs.

Basic RIC 403b Platform

 

RIC 403b Plan Options
basic plan
custom plan