Human Resources

Retirement Investors' Club (RIC) 403b Program

Change Options for Existing Accounts

Your RIC 403b accounts are very flexible when it comes to changes options. When your goals, risk tolerance, or retirement income needs change, ask a provider representative to help you make changes to your accounts if necessary. If your name, address, or beneficiary changes, you must contact your provider to update the information.

You may change your salary reduction amount as many times as your employer allows. The RIC active providers allow you to change your investment selection, the direction of your future contributions, and your provider selection with no fees or restrictions.

Participants who have assets with an inactive provider may have certain fees, surrender penalties and restrictions on various transactions. Be sure to ask your inactive provider about restrictions or fees and what forms are required before making an investment provider or investment selection change.