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Human Resources

RIC piggy bank

The Retirement Investors' Club (RIC)




The Retirement Investors' Club (RIC), administered by the Iowa Department of Administrative Services, is an employer-sponsored voluntary retirement savings program for employees of the state of Iowa, and participating public entities. RIC is designed to supplement IPERS and social security benefits at retirement. Contributions are made pretax through payroll deductions and investment earnings grow tax-deferred. Learn more about this great employee benefit by clicking on the door of the plan related to your employer below.
RIC 457/401a program information for State of Iowa employees   RIC 403b program information for employees of participating public K-12 districts, area education agencies, and community colleges   RIC 457/401a program nformation for employees of participating cities, counties, municipal utilities, hospitals and similar employers  
Deferred Compensation 457/401a program for
State of Iowa employees
403b program for employees of participating education-
related employers

(public K-12 districts, area education agencies, and community colleges)
457/401a program for employees of participating non-state public sector employers (cities, counties, municipal utilities, hospitals and similar employers)